Income Tax
Tax deducted
£1,086
Based on Personal Allowance of £12,570 and 2026/27 bands. Effective Income Tax rate: 6.0%.
How this is calculated →2026/27 Tax Year Simulation
£18,000 Salary After Tax 2026/27
Simulation shows a £18,000 gross salary produces £16,480 annual take-home pay for the 2026/27 UK tax year — that is £1,373 per month or £317 per week.
⚠️ Simulation only — not financial advice. Based on standard 1257L tax code, no pension, no student loan. See full methodology.
Annual take-home pay
£16,480
£1,373 / month
£317 / week
Effective rate 8.4%
Employee NI
National Insurance
£434
Class 1 Employee NI at 8% between £12,570–£50,270 and 2% above.
See NI methodology →Employer cost
Employer NI
£1,950
15% Employer NI above the £5,000 secondary threshold. Total employment cost: £19,950.
Employer NI explained →Take-home
Net Pay
£16,480
After Income Tax (£1,086) and Employee NI (£434). You keep 8.4% of your gross.
Run your own calculation →Full £18,000 salary breakdown — 2026/27
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross Salary | £18,000 | £1,500 | £346 |
| Income Tax | − £1,086 | − £91 | − £21 |
| Employee National Insurance | − £434 | − £36 | − £8 |
| Take-Home Pay | £16,480 | £1,373 | £317 |
| Employer NI (employer cost) | £1,950 | £163 | £38 |
Simulation based on 2026/27 HMRC thresholds. Standard 1257L tax code. No pension, no student loan applied. Verify the full methodology →
Frequently asked questions — £18,000 salary
What is the take-home pay for £18,000 in 2026/27?
Simulation shows £16,480 annual take-home (£1,373/month, £317/week) after Income Tax of £1,086 and Employee NI of £434.
How much Income Tax on a £18,000 salary?
Simulation shows £1,086 Income Tax. Your Personal Allowance is £12,570 and the effective Income Tax rate is 6.0%.
What is the Employer NI cost for £18,000?
At the 2026/27 rate of 15% above £5,000, the Employer NI cost is £1,950. The total employment cost to the employer is £19,950.
Is this official HMRC data?
This is a simulation using 2026/27 HMRC thresholds. It is not financial advice. For official payroll calculations, use HMRC-certified payroll software. Read our methodology.
Run your exact calculation
Add pension sacrifice, student loan, or switch to Scottish tax rates. Our calculator handles all 2026/27 scenarios.
Open Full Calculator → View Methodology