Income Tax
Tax deducted
£486
Based on Personal Allowance of £12,570 and 2026/27 bands. Effective Income Tax rate: 3.2%.
How this is calculated →2026/27 Tax Year Simulation
£15,000 Salary After Tax 2026/27
Simulation shows a £15,000 gross salary produces £14,320 annual take-home pay for the 2026/27 UK tax year — that is £1,193 per month or £275 per week.
⚠️ Simulation only — not financial advice. Based on standard 1257L tax code, no pension, no student loan. See full methodology.
Annual take-home pay
£14,320
£1,193 / month
£275 / week
Effective rate 4.5%
Employee NI
National Insurance
£194
Class 1 Employee NI at 8% between £12,570–£50,270 and 2% above.
See NI methodology →Employer cost
Employer NI
£1,500
15% Employer NI above the £5,000 secondary threshold. Total employment cost: £16,500.
Employer NI explained →Take-home
Net Pay
£14,320
After Income Tax (£486) and Employee NI (£194). You keep 4.5% of your gross.
Run your own calculation →Full £15,000 salary breakdown — 2026/27
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross Salary | £15,000 | £1,250 | £288 |
| Income Tax | − £486 | − £41 | − £9 |
| Employee National Insurance | − £194 | − £16 | − £4 |
| Take-Home Pay | £14,320 | £1,193 | £275 |
| Employer NI (employer cost) | £1,500 | £125 | £29 |
Simulation based on 2026/27 HMRC thresholds. Standard 1257L tax code. No pension, no student loan applied. Verify the full methodology →
Frequently asked questions — £15,000 salary
What is the take-home pay for £15,000 in 2026/27?
Simulation shows £14,320 annual take-home (£1,193/month, £275/week) after Income Tax of £486 and Employee NI of £194.
How much Income Tax on a £15,000 salary?
Simulation shows £486 Income Tax. Your Personal Allowance is £12,570 and the effective Income Tax rate is 3.2%.
What is the Employer NI cost for £15,000?
At the 2026/27 rate of 15% above £5,000, the Employer NI cost is £1,500. The total employment cost to the employer is £16,500.
Is this official HMRC data?
This is a simulation using 2026/27 HMRC thresholds. It is not financial advice. For official payroll calculations, use HMRC-certified payroll software. Read our methodology.
Run your exact calculation
Add pension sacrifice, student loan, or switch to Scottish tax rates. Our calculator handles all 2026/27 scenarios.
Open Full Calculator → View Methodology